Behind on Your Mortgage? Let's Talk About Your Options.
If you're struggling with mortgage payments or facing foreclosure, I can help you understand your options for selling your home, including a possible short sale.
No pressure. Just a conversation about your situation.
You May Have More Than One Option
Falling behind on your mortgage doesn't automatically mean foreclosure is inevitable.
Depending on your situation, selling your home may be one possibility. Your mortgage company may also offer alternatives that allow you to stay.
The important thing is understanding what's available before making a decision.
Understanding Your Options
Traditional Sale
If your home's value is enough to cover what you owe, selling may allow you to pay off the mortgage and move forward.
Short Sale
If you owe more than your home is worth, I can explain the short sale process and help you determine whether selling with your lender's approval is worth exploring.
Alternatives to Selling
Selling isn't always necessary. Your mortgage company may offer other options. I can also connect you with a foreclosure attorney if you need legal guidance.
Your mortgage servicer and a HUD-approved housing counselor can explain available mortgage assistance programs.
If you've already received foreclosure papers, please speak with a foreclosure attorney promptly. I'm a real estate broker, not an attorney, and can't give legal advice.
A Personal, Straightforward Approach
I'm Sean Bonselaar, Managing Broker and owner of Bons Realty.
I've worked in real estate since 2007 and have a background in mortgage lending.
When you contact me, you'll work directly with me. I'll listen to your situation, explain your potential selling options and help you decide what makes sense for you.
If you decide to sell, we can discuss how to market your home while respecting your privacy.
Let's Talk About Your Situation
Tell me what's going on, and we'll discuss whether selling your home is an option worth considering.
Sean Bonselaar, Managing Broker · Bons Realty
22 W. Chicago Ave., Suite 205, Naperville, IL 60540